Applications for the 2020 program are now open. The Lab will have the fintech and insurtech track running concurrently and applicants can apply to either track or both. Applications are due December 2, 2019.

Info session

Learn more about the Lab at the November 5 info session. Hear from our venture capital partners and finance and insurance mentors on how the Lab is driving enterprise partnerships. Space is limited, sign-up today!


Who should apply?

  • Early- and growth-stage technology companies with innovative solutions for financial institutions and insurance companies.
  • Non-fintech, growth-stage companies interested in serving financial services and insurance clients
  • Companies interested in collaborating with the Lab’s financial institution partners. Historically, companies in the Lab have ranged in stage from Seed to Series B.


  • Companies with a solution that can be tested and deployed.
  • Proven track record of successfully integrating with customers.
  • If selected, core members of the company must be in New York City for the 3 months of the program (April–June).

In surveying the CTOs/CIOs of Lab’s partner organizations, the business priorities centered on a few major themes for financial institutions and insurance companies.

Specific areas of interest for financial institutions are (but not limited to):

  • Cloud: Including cloud management, migration and security
  • Data: Alternative data sources to improve underwriting analytics, as well as tools for data management, governance, privacy and visualization
  • Digitization: Automating and scaling internal processes to drive operational and engineering efficiencies
  • Engagement: Tools focused on clients, employees or agents, including for customer acquisition and experience, product customization, predictive analytics and talent development
  • Security: Solutions focused on cyber, risk and identity management, and fraud


Specific areas of interest for insurance companies are (but not limited to):

  • Automation: Claims and underwriting automation (including tech enabled processing, policy administration & management)
  • Collaboration: Tools connecting various parties including carriers, agents, brokers, third-party administrators, re-insurers and creating a more seamless front-end experience for the consumer between those areas.
  • Customer experience: Tools and offerings focused on customer experience including digital brokerage, value-added services, delivery, engagement and servicing platforms / tools
  • Data: Tools focused on data management and analytics for underwriting, claims, and new products
  • Risk: Solutions focused on risk management including identification, quantification and mitigation of risk

Solutions to the focus areas can incorporate AI/Machine Learning, Blockchain, Mobile, Robotic Process Automation and other technologies. In general, there is an interest this year in more comprehensive end-to-end solutions rather than one-off point solutions.


There is no fee to apply. For those companies accepted into the program, the Lab takes a small amount of warrant coverage.